Iowa Soccer Association
Board of Directors Meeting
February 5, 2005

Board Members in Attendance: Ron Feltes, Don McFadyen; Jackie Peterson, Jose Ayala, Rod Olson, Jim Albertson, Chip Walaska, Dan McPhail, Tom Jarrett, Tony Prickett (Dist. 1), Jerry Leventhal.

Guest: Harold Kahler, Executive Director

Minutes

• Call to Order.

The meeting was called to order by Ron Feltes at 10:08 a.m. in Room 404 of the Merle Hay Tower.

• Minutes

Prickett moved to accept the minutes. Walaska seconded. APPROVED.

• Treasurer’s Report

Olson presented the P&L and Balance Sheet YTD through January 2004 as well as the previous year comparison. A question arose regarding the increase in user fee revenue. Kahler will research and get back to the Board. McFadyen moved to approve, Mcphail seconded. APPROVED.

An extensive discussion then took place regarding the Des Moines Local Organizing Committee’s (LOC) request for funding of the 2006 National Championships and the 2007 Region II Championships. The initial request was $60,000. The Board felt that both the initial and budgeted requests were not doable but that we as a State Association have some responsibility as the governing body in Iowa.

A vote on the issue was delayed while the motion was worded by Olson. Feltes moved on to the Executive Directors Report.

• Executive Director’s Report

Besides what was provided in a written report, Kahler updated the Board on the following:

Sponsorships – Met the new General Manager of the Des Moines Menace – Al Oatsvall. Reaffirmed the organizations commitment to the sales agreement. Contacted by TPG Sports in Minnesota about participating in a 14 state vehicle deal. Conference called with the KCW about their pending vehicle deal noting the proposal rests with the corporate headquarters with an answer expected in 2 months. KCW also looking at another vehicle deal with another company as a fallback.

Website – Currently being redesigned with completion date projected for March 1.

Memorial Fund – A fund to pay for registrations of needy players has been established through the Garcia family whose father’s wish was to have money donated for youth players.

Jeff Hulbert - Kahler updated the Board on the health condition of Jeff Hulbert, NSSA Executive Director.

Kahler indicated that Tom O’Donnell has resigned as Tournament Director.

Kohl’s has been named as the American Cup title sponsor.

Expanded rosters of 22 players will be discussed at the youth workshop in Salt Lake City this month.

• Program Reports

Adults: Ayala reported that there will be 2 new leagues registering in 2005 – Ottumwa and Storm Lake.

• For Discussion and Approval

The Board moved back to the LOC request for funding. Olson moved to provide the LOC $5000 in seed money for the 2006 National Championships and would entertain a separate proposal at a later time to consider a request for the 2007 Region II Championships. Seconded by McFadyen. APPROVED.

Jarrett moved. Seconded by Peterson to accept the 2005/2006 calendar with revision. APPROVED.

Peterson moved. Seconded by Albertson to accept the 2005/2006 Fee Schedule with revision. APPROVED.

Albertson moved. Seconded by McFadyen to suspend the Clinton United Soccer Club’s affiliation with review in fall. APPROVED.

McFadyen moved. Seconded by Albertson to put the following clubs into bad standing beginning March 1, 2005 until they are in compliance with our Risk Management Policy: AES Soccer Club, Indianola Soccer Club, Pleasant Hill Soccer Club, Polk City Soccer Club, Southwest Iowa Soccer Club, and United Soccer Association of the Quad Cities. APPROVED.

Jarrett asked Kahler to research the use of electronic signature for volunteer disclosure forms.

Jarrett moved. Seconded by Olson to revise the Risk Management Policy to require disclosure forms for coaches at the time of registration. APPROVED.

Olson moved. Seconded by Albertson to approve the Referee Development plan for the State Association with revision. APPROVED.

• Old Business

January 21, 2006 was set as the date for the 2005 AGM and awards dinner. Workshops are to be scheduled in the districts throughout the fall and winter of 2005/2006.

The Board decided not to change roster sizes for tournaments wishing to bring in U12 teams with maximum roster sizes that exceed our State rules. Instead, Kahler will handle with waivers/exceptions.

• New Business

The next Board of Director’s meeting is set for Saturday, April 2.

• Adjourment

Prickett moved, seconded by Peterson to adjourn. APPROVED.

Minutes

I. Call To Order.
The meeting was called to order by Tim Pearson at 10:01 a.m. in Room 404 of the Merle Hay Tower.

II. Minutes
Keller moved to accept the minutes. Feltes seconded. APPROVED.

III. Treasurer's Report
Olson presented the P&L and Balance Sheet YTD through January 2004 as well as the previous year comparison.

An extensive discussion then took place regarding the financial projections beginning with the 2004/2005 season. Player fees for 2004/2005 from USYSA are expected to increase by $.50 per player. ISA was also notified by the Association's medical insurance carrier that it may be faced with a $.35 to $.40 per player increase due to losses in 2003/2004 (in excess of $24,000). Future seasons were also reviewed based on projected losses in the General Fund. The last ISA player fee increase was implemented in 1997 and since that time operating costs as well as national player fees have been increased but absorbed by the General Fund. Consequently, the General Fund is projected to run a deficit in the 2005/2006 season.

Kahler noted that he had a conversation with Arenson prior to the meeting and Arenson indicated that he favored using the Association's reserves to pay for the increases rather than increasing player fees.

Olson moved, seconded by McFadyen to increase player fees in the 2004/2005 season as follows: U06/U08 from $6 to $7; U10 from $9 to $10; and U11 and above from $10.50 to $12. These increases are to offset the projected USYSA player fee increase and player medical insurance premium increase. APPROVED.

Feltes moved, seconded by Albertson to assess an additional $30 select team fee to all traveling /select teams to offset costs of developing and implementing an web based services such as the e-travel system for travel papers that will be offered free of charge to those teams. APPROVED.

To address the 2005/2006 season and beyond the Board will again review the Association's financial position and projections next year to determine if an additional fee increase will be required.

Olson also proposed the creation of a soccer foundation to provide funding for projects submitted by the membership. The initial funding of the foundation will come from Association reserves. It was suggested that the start up funding be approximately $100,000.

McFadyen moved. Seconded by Keller to set the plans for a soccer foundation to be brought to the next Board meeting for final approval. APPROVED.

IV Executive Director's Report

Kahler noted that the adidas contract had been delivered to the Association, reviewed and signed. The terms of the contract are much the same as previous contracts.

He also noted that with the termination of the SNICKERS contract the SNICKERS Cup will now be referred to as the US Youth Soccer National Championship Series and our State Cup as the US Youth Soccer Iowa State Cup.

Kahler indicated that the next scheduled Board meeting is March 27th. Since there are numerous conflicts, the date has been changed to Saturday, April 3.

V Program Reports

Keller reported that there is a women's soccer league being formed. He also indicated that the Muscatine adult league is expected to join the Association. The next meeting of the state leagues will be held in Muscatine with the intent of finalizing the details of the adult state cup.

Walaska reported that he has reserved rooms for the referees for the MWNL matches in May. He is also prepared to go to Boston and Colorado Springs to attend conferences.
Walaska also reported that he has 4 boy nominations for Youth Referee of the Year (YROY) and one girl.
He indicated that there are currently 1400 referees registered in Iowa with another 200 enrolled in certification classes.

Albertson reported that Terry Vaughn now carries a FIFA badge.

Pearson said the City of Des Moines will make their bid presentation to the selection committee in Boston on Saturday, February 21. A contingency of State Association, city and governmental personnel are expected to make the trip.

Prickett raised a question about the insurance losses this past year. Kahler reported that about half the losses were due to 2 injuries.

VI. For Discussion and Approval

Feltes moved. Seconded by McFadyen to accept the Risk Management Policy revision. APPROVED.

Albertson moved. Seconded by Feltes to accept the Medical and Liability Insurance Coverage for Youth Policy revision. APPROVED.

McFadyen moved. Seconded by Keller to accept the State Cup Rules revision. APPROVED.

McPhail moved. Seconded by Keller to accept the Seeding Policy revision. APPROVED.

McFadyen moved. Seconded by Keller to accept the State Cup Bracketing and Advancement Policy revision. APPROVED.

Peterson moved. Seconded by Prickett to accept the Player Code of Conduct. APPROVED. Kahler informed the Board that all codes will be required to be signed by State Cup teams along with the implementation of an official's game evaluation report to be completed by the coaches. Currently, the referees evaluate the players, coaches and spectators and this practice will continue.

Prickett moved. Seconded by Peterson to appoint Julie Kennedy (Glenwood) to fill the vacant position of Secretary of the Board. APPROVED.

The following votes were cast to determine the host for the 2004/2005 State Cup: Johnston/City of Des Moines - 6; Cedar Rapids - 3; abstain - 1.

The Board briefly discussed a proposal by the City of Des Moines to allow non members to bid to host tournaments. The Board instructed Kahler to gather further information about other state association's and their hosting policies.

The Board then went on to address the proposal by the City of Des Moines that the State Association help fund the US Youth Soccer National Championship Series Finals in 2006/2007 if awarded to Des Moines. The Board elected to defer the discussion until the bid decision is made.

Feltes moved to adjourn. Seconded by Keller. Approved at 12:27 PM.

The Board then adjourned to lunch and viewed the Performance Partners presentation.

Iowa Soccer Association
Annual General Meeting
November 8, 2003
NOT APPROVED

The annual general meeting of the Iowa Soccer Association was held at the Stoney Creek Inn , Johnston, IA. Ron Feltes, Executive Vice President presided.

A. Call to Order
Ron Feltes called the meeting to order at 2:00 pm

B. Credential Report
Roll call was taken and credentials were checked. Jackie Peterson, VP for Recreation of the ISA, filled in as secretary. All was found in order. Eleven representatives with voting rights were accounted for. A total of 26 votes were possible with 14 constituting a simple majority and 18 votes required for a two-thirds vote. Guest included; Tony Prickett, District I representative for ISA, Harold Kahler, Executive Director ISA, and a representative from the Des Moines Menace Soccer Club.

C. Minutes
Motion to approve minutes from the ISA, AGM from 2002. Julie Kennedy, Glenwood Soccer Club
2nd Jackie Peterson, VP Rec. Soccer, ISA
Approved

D. Treasurer's Report
Rod Olson presented the end of the year financial statements. See handout.
John Breed, Soccer South Soccer Club, asked about increasing sponsorship from other sources to make up for those that have been lost over the past year. Harold commented that many times the sponsorship materials or money are designated to be used for specific programs. Gatorade, a sponsorship that has been lost, does contribute money that directly goes into the general fund. There are plans to go after local sponsorships to make up for the deficit. Doug Christensen, Cedar Valley Youth Soccer Assn. asked about ads in the state news publications. Harold commented that many of these are acquired through Varsity Sports Communications.

E. Program Reports
Please see attached reports for each program.

F. New Business
1. Use of membership information. It was discussed that the BOD had voted in a guideline for use and application of use of membership information. See handout.
2. Reasonable accommodations. It was discussed that clubs could be held responsible to supply interpreters etc. for special needs players.

G. Proposal for Changes to Articles, Bylaws and/or Rules and Regulations
1. SYRA Bylaw Revision
Motion to accept SYRA Bylaw Revision as stated. Doug Christensen, Cedar Valley Soccer Assn.
2nd Dean Splittgerber
Approved
It was noted that Chip Walaska is the new SYRA on the ISA board.

H. Election of Officers
1. President - Tim Pearson
2. VP Competitive - Don McFadyen
3. VP Recreation - Jackie Peterson
4. Secretary - No submissions
Motion to approve officers as above, Rod Olson, ISA treasurer.
2nd Julie Kennedy, Glenwood Soccer Club
Approved

I. Good of the Sport
1. Joe Ruge from Fort Dodge shared that the Fort Dodge Soccer Club had received ~$800,000 from Vision Iowa funds to develop ~20 acres of ground with in ground irrigation and parking. They are looking at ~14-16 additional fields.
2. Ron Feltes noted that the Olympic Development Program was progressing well and was headed in the right direction.
3. Harold Kahler mentioned that since the merge of the youth and adult programs under the ISA there has been a continued growth in both programs. The merger was specifically done so that the youth of the state would have somewhere to play, as they got older. This has been observed. This is an area of growth for the state and will lead to more inter-league play and tournament play by the adult programs.

J. Adjournment
Motion by Ira Arenson to adjourn the AGM of the ISA
2nd John Breed, Soccer South
Approved
Meeting was adjourned at ~2:30 pm

Respectfully submitted,
Jackie Peterson
VP Recreation, ISA

NOT APPROVED
Board members in attendance: Ron Feltes, Rod Olson, Jackie Peterson
Jerry Leventhal, Tom Jarrett (District 5), Ira Arenson (District 3), Joe Ruge (District 2), Tony Prickett (District 1), Don Keller, Chip Walaska, Jim Albertson. Guest: Harold Kahler, Executive Director.

Minutes

I. Call To Order.
Ron Feltes called the meeting to order at a little past 10:00am in the Hearth Room of the Stoney Creek Inn in Johnston.

II. Minutes
Arenson moved to accept the minutes. Prickett seconded. Approved.

III. Treasurer's Report
Olson presented the financial statements compiled by McGowen, Hurst, Clark & Smith P.C. Certified Public Accountants. The accountants review specific procedures and documentation of the association. This is the first year we have noted a loss of ~$5000. This is considered break even.
Looking to the future, registration and membership is still increasing although in small increments. There are approximately 34,000 youth members. The registration of members pays for all programs and office staff and expenses other than in/out programs such as the Olympic Development Programs.
Looking ahead: The United Youth Soccer Association is looking to increase fees at least by $0.50. The fee increase will take place in the Fall of 2004 and will be discussed at the February '04 US Youth Soccer workshop. Gatorade and Snickers will be withdrawing sponsorships. Adidas has not as of yet renewed their sponsorship. The ISA is seriously discussing a fee increase. There has not been a fee increase in 6 years. There have been adjustments such as restructuring the fee structure so that the older players pay more than the younger players.
Tom Jarrett asked about the increase in the non-employee compensation from 2002 to 2003. Much of this increase came from payment of referees for the Iowa Premier Soccer League. This is an in/out program and all money going out saw money coming in.
The United States Soccer Federation has ~$28 million in reserve. They keep ~ $10 million in operating reserves. They had ~ $3-5 million in unexpected revenue. They plan on putting ~$15 million back into player development.
Olson stated that the ISA needs to have a purpose for our cash reserves. ISA tries to keep ~ ¼ of the annual budget in reserves. The other is to be used for development of programs throughout the state.
It is thought that an increase in fees is needed every 3 years so that there are not big jumps every 6 years.
Peterson asked about the increase in professional fees by $20,000 for 2002 to 2003. ~$5000 was for legal fees. Harold will look into what the other money was put towards.
See handout of report from Rod Olson and the accounting firm.
Motion by Keller to accept treasurer's report.
2nd Arenson
Approved

IV. Executive Director's Report
There was a break in at the office in the Merle Hay Towers. A laptop was taken and has been turned into insurance. Harold's office was the only one disturbed. There are questions about security in the Merle Hay Towers this is being dealt with by Harold.
See hand out for other information from the executive director.

V. Program Reports
1. Iowa Referee Committee financials and year end update - See handouts
2. State Youth Referee Administrator - See handout
3. ISA Adult report - See handout
4. ISA Recreational Report - See handout
5. ISA Presidents Report - See handout
6. IPSL Report - See handout
7. ISA Competitive Report - See handout
8. ISA State Director of Coaching Report - See handout

VI. For Discussion and Approval
A. SYRA Selection
Jim Albertson of the IRC recommended Chip Walaska as the IRC's choice to become the next SYRA for the ISA.
Motion by Albertson to accept the IRC's recommendation of Chip Walaska as SYRA.
2nd Olson
Approved
B. Use of Member Information Policy
A policy for use of member information is needed. Guidelines were presented for use of the member database. These guidelines do not pertain to the web site. Harold will put something together for the web site for the next meeting. Many states have a very abbreviated guideline if any at all. Harold handed out an example of a mailing list request form. Under rosters on the guidelines, section 2. It was noted to add tryouts to the wording.
Motion to accept use of member information policy guideline with amendment Albertson
2nd Walaska
Accepted
C. Rule Change - Section 13
See handout for specific wording. Section 14 was added to address roster sizes and to give a more user-friendly format. This rule change will go into effect Fall 2004.
Motion by Peterson to accept rule change Section 13.
2nd Arenson
Discussion: Jarrett asked about floating rosters in certain leagues. It was noted that this needs to be addressed in a mailer to registrars. Many registrars go strictly by roster limits. Arenson wanted the wording; "roster sizes are enforced" defined. It is as stated.
Accepted
D. Travel to Boston for the US Youth Soccer Workshop February 19-22, 2004.
Feltes wanted to clarify that the mandatory group that goes would cost ~$4400. He wanted those that are not part of the mandatory group to make sure that they would benefit from the travel. He discussed setting aside money for those to go that are not mandatory. When that money was spoken for then others would have to go another time. As of now ISA has no such money set-aside specifically for this purpose.
Motion to allow Ramona Barber, Jackie Peterson, Don McFadyen to go to the 2004 US Youth Soccer workshop. Albertson
2nd Olson
Discussion: Arenson asked if Ramona goes for other reasons than to network and promote the College Search Kickoff. This is her main forum in which to do this.
Accepted

E. College Community Soccer Club Affiliation Application
They have 500-600 players in their recreational program. Some of the teams want to move to more competitive play. There was discussion about whether the teams would be continually competitive or after these age groups age up and move on the teams would drop from existence. Approval as long as ISA keeps a heads up as to what is going on with the teams.
Motion Jarrett to accept CCSC into ISA
2nd Olson
Accepted

VII. Old Business
A. Iowa Premier Soccer League
See handout presented during program reports. There will be a meeting of coaches and others later today during the AGM.
B. Performance Partners Update
Due to unforeseen problems the Performance Partners Power Point will not be presented at the luncheon today. In addition to being on the ISA web site, DVDs and VHS tapes will be available for clubs to check out or purchase.

VIII. New Business
A. 2006 National Championship Bid and 2007 Region II Bid
Des Moines will be presenting a proposal for the 2006 National bid at the February '04 US Youth Soccer Workshop in February. There are 2 other cities bidding on the 2006 Nationals. State responsibilities for this tournament are minimal, referees.
Cedar Rapids and Des Moines have expressed interest in going after the 2007 Regional Bid.
B. Reasonable Accommodations
There is a case in Iowa where parents want a club to provide assistance for their child at soccer practices and games. It is going to mediation.
C. Referee proposals
Proposals were submitted by the IRC for State Cup matches and the IPSL. The specific committees dealing with these programs will take these up.
D. BOD and AGM meeting 2004
It is thought that the BOD meeting date may need to be moved due to extended seasons etc. so more board members are able to attend. Talk of moving the AGM to a more appropriate date, the beginning of the year, was discussed. Harold will look at the calendar and bring back suggestions to the next BOD meeting.
E. Region II meeting notes
See handouts from Harold and Ian Bradley.
F. Open secretary position on BOD of ISA
Can be appointed in February at BOD meeting.
G. IPSL
It was asked who governs the IPSL. The coaches that participate in the league put IPLS rules together.
H. Single page travel form on web-site
Jarrett asked for consideration of the addition of a single page travel form to be added to the web site. Also electronic registration and electronic travel papers through the US Youth Soccer web site.
I. It was noted during Program Reports that Osama Shihadeh, ISA secretary was elected to the Muscatine City Council.

IX. Adjournment
Motion Olson
2nd Albertson
Meeting adjourned at 11:45am.

Respectfully Submitted,
Jackie Peterson

Minutes

I. Call To Order.
The meeting was called to order by Ron Feltes at 10:08 a.m. in Room 3 of the Bandag Training Center in Muscatine.

II. Minutes
Olson moved to accept the minutes. Jarrett seconded. Approved.

III. Treasurer's Report
Olson presented the P&L and Balance Sheet YTD through June 2003. He indicated that the fiscal year ended on July 31 and the final financial statements would not be available until September. He said that the accounting firm has been contacted and will probably begin work on the year end statements and taxes in September. He also said that the Finance Committee is expecting to meet shortly to review the year end statements and discuss the Association's future finances and operations.

IV Executive Director's Report
Kahler indicated that the unaudited registration numbers for the youth is about 33,500 players - an increase from the 01-02 season of 31,700. He reported that the office is looking for another risk management background check alternative noting that the State of Iowa makes it difficult to access the necessary data to do a thorough check. The State does not readily release that information to outside sources as is the case in other states where outside databases have been established. Kahler went on to give a report for McFadyen stating that there are no boys teams entered in the Midwest National League this fall but that there are 5 girls teams - 2 U18, and one each of U15, U16 and U17. Albertson said the State is also looking to host one of the MNL play dates in October.

V Program Reports
Chip Walaska, the interim SYRA, reported that 13 referees attended the SNICKERS Region II championships in Des Moines. He said that a highlight tape was produced and is available for a small donation. Further, 2 referees will participate in the new Director's Cup in August and 5 referees participated in the Region II BODP camp. There were no referees who participated in the Region II GODP camp do to injuries and schedule conflicts.

Albertson reported that Terry Vaughn's paperwork has been submitted to allow him to progress to a FIFA level referee. FIFA's decision will be later this year. He also voiced concern about the increase in August tournaments and other play and the strain that is putting on the referee pool.

Schwartz voiced concern about the older age group ODP girls and the State's ability to hold teams together in those age divisions. It was suggested that composite teams be explored to help players get ODP exposure who have been with the program for years and who are qualified to compete at this level.

Keller reported that Hurd, Pearson and Vernon were selected to compete on the Region II team in Houston the first weekend in August. These selections were a direct result of the players competing in the adult select team trials in May. Two teams from Iowa competed in the Tournament of Champions although they did not advance. One team from Iowa will compete in the National Veteran's Cup to be held in August. Keller also said that the State has received the money from the USASA grant and expects to hold a symposium in November to address the growth of adult soccer statewide.

VI. For Discussion and Approval
Jarrett moved. Seconded by Olson to approve the Coach's Code of Conduct. Walaska noted that a signature and/or initial lines could be added to ensure compliance. While many felt this was a good idea, the consensus was to exclude at the point knowing this is the first step in the process. The code should first be recognized and signatures can be considered for future revisions. APPROVED.

Jarrett moved. Seconded by Olson to approve the Parent's Code of Conduct. Walaska again noted the same revision and the discussion mirrored the previous code. APPROVED.

Schwartz moved. Seconded by Peterson to accept the proposed Side-By-Side game as an alternative to U06 and U08 play. APPROVED.

Kahler asked to have the revision to Rule 5.F. tabled noting it needed more work. ACCEPTED.

Olson moved. Seconded by McPhail to accept the revision to Section 23 of the ISA Rules that requests that the clubs adopt the previously approved codes of conduct. APPROVED.

McPhail moved. Seconded by Peterson to make clarifications as noted by Kahler to the following Rules: Section 1 - change 4 to 3 levels of competition; Section 5.B.1. - change to "player is registered to the State Association" and delete the sentence beginning with "Players may play in sanctioned events ONLY…"; and Section 6 - delete D. APPROVED.

Alberstson moved. Seconded by Olson to terminate the affiliation of the Northwest Iowa Youth Athletic Association for lack of registrations. APPROVED.

Olson moved. Seconded by McPhail to suspend the affiliation of Denison Soccer League until the future direction of the club can be clarified. APPROVED.

Albertson moved. Seconded by Peterson to allow Gina Gibson to play down an age division for the 2003/2004 season. APPROVED.

VII. Old Business
Kahler reported that there are 80 teams entered in the Iowa Premier Soccer League and play is to begin at the end of August.

Performance Partners was discussed in the Executive Director's report.

Albertson reported that an SYRA position announcement has been created and will be sent out through the web and other channels beginning Monday August 4 with a deadline for reponse at the end of the month.

Risk Management was discussed in the Executive Director's report.

VIII. New Business
The new name of the Sioux City club is now the Siouxland Soccer Foundation.

Kahler said that the IPSL is looking into adopting a recruiting and tryout policy for the league and that the issue should again be brought to the Board at the November meeting.

A discussion of an offer to cover the State Association for acts of terrorism ensued. The Board decided that the coverage was not necessary at this point.

The Board then undertook a lengthy discussion of the State's list policy and privacy issues related to leasing the database. It was agreed that due to recent changes in privacy laws the State Association should revisit list management issues and revise/create a policy that is in compliance with privacy laws. Jarrett agreed to research the privacy rules and get back to Kahler.

The Board also discussed the approval of a list request submitted by the Des Moines Menace offering a summer camp to Greater Des Moines players. A club had contacted the State and complained that the flyer was a form of recruiting. Upon examnation of the flyer, the Board did not concur.

Kahler requested that the Board consider an alternate date for the August 2004 meeting since the early August date was difficult to schedule with all other Association activity. It was agreed to move the August 2004 date to Saturday September 4.

Jarrett moved to adjourn. Seconded by McPhail Approved at 11:55 AM.